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Terms of Service

Last updated: 1 July 2026

On this page

  1. 1. Acceptance of these terms
  2. 2. Nature of this website
  3. 3. No investment advice or offer
  4. 4. No paid services
  5. 5. Intellectual property
  6. 6. Acceptable use
  7. 7. Third-party links and content
  8. 8. Limitation of liability
  9. 9. Governing law
  10. 10. Changes to these terms
  11. 11. Contact

1. Acceptance of these terms

By accessing or using the website advertum-vmm.org (the "Site"), operated by AdVertum Vermögensmanagement AG, In den Entenäckern 18, 70599 Stuttgart, Deutschland ("AdVertum", "we", "us"), you agree to these Terms of Service. If you do not agree, please discontinue use of the Site.

2. Nature of this website

The Site is published for general informational and educational purposes relating to wealth management and investment concepts. It is not a platform for opening accounts, submitting orders, transferring funds, or receiving individualized recommendations.

3. No investment advice or offer

Nothing published on the Site constitutes investment, legal, tax, or other professional advice, and nothing constitutes an offer or solicitation to buy or sell any security, financial instrument, or financial service in any jurisdiction. Content reflects general principles that may not apply to your individual circumstances. You should consult an appropriately licensed, independent professional before making any financial decision.

4. No paid services

AdVertum does not sell, broker, execute, or otherwise provide any paid financial product or service through this Site. Any statement, form, or feature on the Site is provided free of charge and for informational purposes only.

5. Intellectual property

Unless otherwise indicated, the text, graphics, layout, and other original content on the Site are the property of AdVertum Vermögensmanagement AG and are protected by applicable copyright and intellectual property laws. Photographic images are used under the terms of their respective open licences. You may view and share pages of the Site for personal, non-commercial purposes, but may not reproduce, republish, or create derivative works from Site content without our prior written consent.

6. Acceptable use

You agree not to misuse the Site, including by attempting to gain unauthorised access to our systems, interfering with the Site's normal operation, scraping content at disproportionate scale, or using the Site for any unlawful purpose.

The Site may reference or link to third-party sources for context. We do not control and are not responsible for the content, accuracy, or availability of external websites.

8. Limitation of liability

The Site and its content are provided "as is" without warranties of any kind, express or implied, including as to accuracy, completeness, or fitness for a particular purpose. To the fullest extent permitted by applicable law, AdVertum shall not be liable for any indirect, incidental, or consequential loss arising from your use of, or reliance on, the Site.

9. Governing law

These Terms are governed by the laws of the Federal Republic of Germany, without regard to conflict-of-law principles. The courts of Stuttgart, Germany shall have jurisdiction over any dispute arising from these Terms, subject to any mandatory consumer protection rules that may apply.

10. Changes to these terms

We may revise these Terms of Service from time to time. Continued use of the Site after changes are published constitutes acceptance of the revised Terms. The "Last updated" date above reflects the most recent revision.

11. Contact

Questions about these Terms may be directed to support@advertum-vmm.org or +49 711 20379240.